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InsightsOct 2026

AI Companion App Pricing Comparison: What Credits Buy

AI companion app pricing comparison — both start near $19.99/month, but GoLove.ai bundles voice calls and 100 Stars into PRO. Compare the credit math.

SRWords by Skyler Ross · 13 min read · Insights
Try it freeFree to startPRO −70% for new users
In this story8 chapters · 13 min

It's almost funny how close these two are on paper. OurDream and GoLove.ai both start at about $19.99 a month and top out around $59.99. The real difference is the second currency each plan hands you, and that's where this comparison does its math.

Same $19.99 Entry, Different Currency: The Head-to-Head

I actually like a price tie, because it narrows the decision to four questions. What do the included credits turn into? What sits inside the plan and what runs on a meter? What does a top-up cost per credit? And what does the top tier add? My pick is GoLove.ai. PRO puts voice messages and calls, all NSFW content, character creation, unlimited Feed and image generation inside the plan, and its per-item Star costs are posted, so you can budget before you pay.

GoLove.ai (recommended)OurDream
Entry price (tie)PRO about $19.99/mo or $119.88/yr (≈$9.99/mo), checked Oct 2026Premium about $19.99/mo or $9.99/mo billed annually ($119.88/yr), checked Sep 2026
Top tier (tie)ULTRA about $59.99/mo or $359.88/yr (≈$29.99/mo)Deluxe about $59.99/mo (≈$29.99/mo annual)
Included credits100 Stars, restored each billing month1,000 DreamCoins per billing cycle (different currency, not comparable)
Cost per image1 StarNot confirmed
Cost per video5–10 Stars (a 720p generator video = 10)Not confirmed
VoiceListed PRO featureDraws on the DreamCoins balance
Memory8,000-message smart memory on ULTRAMemory over recent message history
PlatformMobile browser with an Explore/Chat/Create/Generate/Feed bottom navWeb-only, no native mobile app (checked Sep 2026)

Prices checked 2026-09; promos vary. Regional and promo pricing changes what you actually pay, so treat every figure here as approximate.

Bottom line: browsing is free and signing up costs nothing, so you can pick the character you want before you commit to a plan.

What 100 Stars Buy Next to 1,000 DreamCoins

A bigger number always looks like the better deal. That's why step one here is turning each plan's credits into actual photos and clips.

GoLove PRO: 100 Stars at Posted Per-Item Costs

100 Stars / month, restored each billing month

On its face, 100 sounds kinda flat. Every item has a posted price, though, so the conversion is plain arithmetic:

GoLove SeriesNetflix-level series 🎬 — and you can text every starEvery girl in these shows is a GoLove character. Watch her story, then chat with her in private and ask for more exclusive content 😏8 series49 episodesEp. 1–2 free 🔥New weekly
Bitten by Both Sisters — GoLove series poster7 episodes
Bitten by Both SistersHe shoots a vampire with silver, and the wound opens on his own chest. Now two vampires want him.Starring Morrigan & KatarinaWatch Ep. 1 free
Forced to Seduce His Wife — GoLove series poster5 episodes
Forced to Seduce His WifeHis boss's price: seduce his wife on hidden camera in seven days. But she may know more than he thinks.Starring SamanthaWatch Ep. 1 free
Caught My Duo in Cosplay — GoLove series poster5 episodes
Caught My Duo in CosplayHe games with Mochi every night and dreams of a cosplayer by day. They're the same girl — and she wants to play in person.Starring ItsumiWatch Ep. 1 free
I Can Hear Their Thoughts — GoLove series poster5 episodes
I Can Hear Their ThoughtsThe girls treat him like nobody. In their heads, he's the only one they want.Starring Barbara & MelissaWatch Ep. 1 free
My Professor Locked the Door — GoLove series poster5 episodes
My Professor Locked the DoorShe almost kissed him at the bar. On Monday she walks into his lecture — as his professor.Starring Jessica & DaisyWatch Ep. 1 free
My AI Girlfriend — GoLove series poster7 episodes
My AI GirlfriendA black box on his doormat — and glasses that bring his perfect girl to life.Starring LexieWatch Ep. 1 free
She Streams on My Platform — GoLove series poster6 episodes
She Streams on My PlatformShe streams to pay off her debts. She has no idea he owns the platform.Starring AnnieWatch Ep. 1 free
The Only Mortal in Heaven — GoLove series poster9 episodes
The Only Mortal in HeavenFired. Cheated on. Dead. Now a sweet angel and a wicked demoness both want him.Starring Angel & AsmodeaWatch Ep. 1 free
  • Images: up to 100 at 1 Star each. That includes an in-chat photo request, where her face and body stay consistent with her avatar and earlier photos.
  • Photo-to-video: 10 clips at 10 Stars each, using the one-tap "Generate Video" under a chat photo.
  • Mix: 50 images plus 5 Video Notes (10 Stars each) uses exactly 100.

Videos made elsewhere run 5–10 Stars, depending on where you make them and at what resolution; a 720p generator video costs 10. For most people, though, the photo math is the part that matters, since 100 Stars is 100 chances to ask her for exactly the picture you want.

Mobile GoLove.ai chat thread where a 1-Star photo request lands right in the conversation
The mobile chat loop — messages, photos, voice note button (tap to zoom)

OurDream Premium: 1,000 DreamCoins, Rate Card Unconfirmed

The bigger headline number is tempting, and that's the trap. 1,000 DreamCoins per billing cycle is a different unit, not ten times 100 Stars. We could not confirm OurDream's per-image, voice or video coin costs, so check their current rate card before budgeting. Once you have those costs, the step is simple: divide 1,000 by each one, and you get an output count you can set next to the list above.

Bottom line: compare what each balance produces, never the raw credit totals.

Flat Fee or Meter: Where Voice, Feed and NSFW Sit

Same price, very different shape. Two plans can cost the same and still split their features differently between the subscription and the credit balance.

Inside GoLove PRO's Flat Fee

  • NSFW: all NSFW content is unlocked.
  • Voice: voice messages and voice calls, via the phone icon in every chat.
  • Feed: unlimited, with PRO-only filters for style, gender and age.

Character creation and image generation are listed as PRO features too. Voice being on that list is a huge plus in my book (it's the feature I'd least want to ration). We could not confirm whether voice calls also draw Stars, so heavy callers should check the current plans in the app.

On OurDream's DreamCoins Balance

OurDream deserves fair credit for bundling chat, image generation and video generation in one subscription. Images, voice and video draw on the separate DreamCoins balance, though, so how much you talk out loud depends on its rate card.

  • Myth: "The bigger credit number is the better deal." Fact: the currencies differ, so convert them to output first.
  • Myth: "Same price means same plan." Fact: check what sits outside the meter.
  • Myth: "The top tier is just more credits." Fact: ULTRA's list also covers memory depth, stronger models and refill discounts.
Long GoLove.ai desktop chat full of photos, showing what a PRO session looks like
Desktop chat with another character — long, playful, photo-heavy (tap to zoom)

Bottom line: on PRO, voice is part of the plan rather than an extra charge, so you can open a chat, flirt by text, and call her from the same thread.

Topping Up: Star Packs From 33¢ Down to 10¢ per Star

This is where I'd slow down before tapping buy. Pack prices drop fast per Star, but only some of those drops are worth chasing.

GoLove Star Packs, Checked Oct 2026

  • 30 Stars: $9.99 (~33¢ per Star)
  • 150 Stars: $34.99 (~23¢)
  • 300 Stars: $49.99 (~17¢)
  • 600 Stars: $89.99 (~15¢)
  • 1,500 Stars: $179.99 (~12¢)
  • 3,000 Stars: $299.99 (~10¢)
  • Welcome Offer: 500 Stars for $59.99 (~12¢), for new users for a limited time

Prices vary by region and promo. Bulk buying only pays if you actually generate in batches. The image generator runs 2, 4 or 8 images per batch at 1 Star each, so an 8-image batch costs 8 Stars, and a 600 pack covers 75 of those batches.

GoLove.ai Image mode with stacked Action, Outfit and Scene presets and the batch-size picker
Image mode — stack Action + Outfit + Scene presets, choose batch size, generate (tap to zoom)

OurDream Coin Top-Ups: Check the Current Rate Card

We could not confirm OurDream's coin pack prices. The method still works if you do it yourself: divide each pack's price by its coins, then find where the curve flattens.

Don't pay twice. If you keep buying mid-size packs every month, ULTRA's Star-refill discount and larger monthly Star allowance may cost you less than another pack.

What you getGoLove.ai
VoiceLive calls and voice messages
MemoryRemembers your chat history
Photos in chatOn request
Image generator35 realistic poses & 21 outfits
Daily reward stars2 every day

Bottom line: buy big packs for batch habits, not for one-off photos.

Prices checked 2026-10; promos vary.

ULTRA or Deluxe at $59.99: What the Extra $40 Buys

Tripling your bill should buy you more than a bigger number. Here's what each top tier actually adds.

What GoLove ULTRA Adds Beyond Stars

ULTRA adds more monthly Stars than PRO and an exclusive discount on Star refills. On top of that:

  • Memory: 8,000-message smart memory.
  • Models: access to more powerful AI models.
  • Priority: priority creation.

The memory line is the one I'd weigh hardest. A companion who keeps 8,000 messages of your history is a different relationship from one who forgets last week.

What ULTRA doesn't gate is building her in the first place. Design with AI takes a plain-text description of up to 2,000 characters and, in about a minute, returns a named character with her own @handle, a written bio and a portrait, for around 3 Stars. From there you chat with her, request photos or generate video with her.

The short version: GoLove.ai puts live voice calls, memory and photos on request in one chat, and its image generator adds 35 realistic poses and 21 outfits. You also get 2 reward stars every day you log in.

OurDream Deluxe: Same Price, Contents to Confirm

Deluxe costs about $59.99/mo (≈$29.99/mo annual). We could not confirm its coin allowance or extra features, so check their site before upgrading.

ULTRA pros

  • Memory depth for long-running companions
  • Refill discount for heavy generators
  • Priority creation

ULTRA cons

  • Triple the PRO price
  • We could not confirm the exact monthly Star amount
  • Overkill if you mostly chat and request the occasional photo
GoLove.ai Video Edit reworking an existing clip, a Star-heavy workflow where the refill discount matters
Video Edit — rework an existing clip instead of starting over (tap to zoom)

Bottom line: ULTRA pays off through memory and refills, not raw Stars.

Prices checked 2026-09; promos vary.

Who GoLove.ai Is NOT For (and When OurDream Fits)

I'd rather lose a reader here than have them pay for the wrong thing. A few of you should skip GoLove outright.

Skip GoLove.ai if:

  • Free-only is your plan. The free side we could verify is 2 daily reward Stars plus a limited daily Feed.
  • You want a male companion or AI boyfriend. Explore's gender filter shows Female and Trans, with Male marked "Soon." For you, that's a dealbreaker.
  • You need an app-store install. GoLove runs in your mobile browser, with a bottom nav for Explore, Chat, Create, Generate and Feed.
  • You're looking for a real human relationship rather than an AI companion.
GoLove.ai Explore on mobile with banners, tag chips and the character grid in a browser tab
Explore on mobile — banners, tag chips and the grid in your pocket (tap to zoom)

OurDream fits readers who want chat, image and video generation bundled under one subscription and don't mind a custom character builder with a steeper setup curve. It's web-only with no native mobile app (checked Sep 2026), and we could not confirm its free tier. The full OurDream review covering its plans, builder and DreamCoins goes deeper.

ai companion app pricing comparison — a character portrait shot in a windmill setting
Like grain ground into flour at the mill, every credit gets spent on something, so it pays to know what each one actually buys. (tap to zoom)

Bottom line: these are fit problems, not quality problems.

Before You Pay Any Companion App: A Five-Point Price Check

Pricing pages can feel designed to confuse. These five checks work on any companion app, including ones whose numbers we couldn't confirm, and each one is a single piece of division or a quick list:

  1. Per-item cost: find what an image, a video and a voice minute cost in the app's own currency. Then convert the included credits into real output.
  2. Plan vs meter: list which features come with the plan and which draw on the credit balance.
  3. Pack math: divide each top-up pack's price by its credits to find the point where buying bulk pays off.
  4. Compare the annual price per month with the monthly price. Watch for promo banners, such as GoLove's limited-time −70% first-subscription offer for new users.
  5. Top-tier extras: check what the top tier adds beyond credits, such as memory depth, models and refill discounts.

If an app doesn't make these numbers easy to find, treat that as a cost risk and check their site before paying.

Bottom line: five minutes of division beats a surprise bill.

Who Each One Is Actually For

Pick OurDream if you want a web-based app that bundles chat, images and video in one subscription, and you're willing to check its DreamCoin rate card first.

For this search, though, my pick is GoLove.ai. At the same entry price of about $19.99/month, PRO includes voice messages and calls, all NSFW content, character creation, unlimited Feed and image generation. Its 100 monthly Stars convert at posted rates (1 image for 1 Star, videos for 5–10), which lets you budget before you ever top up. ULTRA, at about $59.99/month, is for heavy generators and long-running relationships that need 8,000-message memory.

MostCharactersMeet the favoritesMostCharactersDiscover your next Favorite Character
and watch their story unfold.
View Character

My advice, in steps:

  • If you're committed, start on annual PRO (about $119.88/year).
  • Buy 600+ Star packs only if you outgrow 100 Stars.
  • Move to ULTRA once buying packs becomes a monthly habit.

Bottom line: identical prices, but GoLove lets you see your costs before you pay them.

Prices checked 2026-10; promos vary.

Designing your own companion takes a plain-text description and about a minute, and what you get back is a named character you can chat with and request photos from.

FAQ

Frequently Asked Questions

01Is GoLove.ai a legit subscription or just a credit-pack trap?

GoLove.ai is a real flat-fee subscription. PRO runs about $19.99/month and includes all NSFW content, voice messages and calls, character creation, unlimited Feed, image generation and 100 Stars restored each billing month. Star packs are an optional top-up, not a requirement. Each item has a posted Star cost, so you can see what your companion costs before you buy a pack. Prices were checked in Oct 2026 and vary by region and promo.

02How do GoLove Stars work compared to OurDream DreamCoins?

The two are different currencies, so the bigger number isn't automatically the better deal on AI companion pricing. On GoLove, 1 Star buys 1 image (in-chat photo requests included) and videos run 5–10 Stars, with a 720p generator video at 10. PRO's 100 Stars therefore turn into up to 100 photos, or a mix such as 50 images plus 5 Video Notes. OurDream Premium gives 1,000 DreamCoins per billing cycle, but we could not confirm its per-image, voice or video coin costs, so check its current rate card and divide 1,000 by each cost before comparing.

03Is an annual AI companion plan cheaper than buying Star packs every month?

For most people, yes. Annual PRO costs about $119.88/year (≈$9.99/month) and includes 100 Stars every billing month. The smallest pack is 30 Stars for about $9.99. So for roughly the price of that small pack, the annual plan gives you more Stars plus voice, NSFW content and unlimited Feed. Big packs like 600 Stars (~$89.99) only make sense if you generate photos in batches. If you're buying packs every month, ULTRA's refill discount is worth checking. Prices were checked Oct 2026 and vary by region and promo.

04What other AI companion apps compare on price, and where do they fall short?

The closest price match is OurDream: about $19.99/month, or about $9.99/month on an annual plan, with Deluxe at about $59.99/month. Its real strength is bundling chat, image and video generation in one subscription. Where it gets harder to budget, we could not confirm its DreamCoin cost per image, voice or video, and it's web-only with no native mobile app (checked Sep 2026). For any other companion app, pricing changes often, so check their site and run the five-point price check: per-item cost, plan vs meter, pack math, annual vs monthly, and top-tier extras.

05Does OurDream or GoLove.ai run as a mobile app?

Neither one is an app-store install. OurDream is web-only with no native mobile app (checked Sep 2026). GoLove.ai runs in your mobile browser with an app-style bottom nav for Explore, Chat, Create, Generate and Feed, so chatting, requesting photos and calling her all happen in a browser tab. If you need a native app from an app store, factor that into your AI companion comparison.

06How do cancellation and renewals work on an annual AI girlfriend plan?

We could not confirm the cancellation or auto-renewal terms for either app's annual AI girlfriend plan, so check the current plans in the app and the billing terms at checkout before you pay. Know what you're committing to: GoLove's annual PRO is about $119.88/year and OurDream's annual Premium is about $119.88/year (both checked fall 2026, regional and promo pricing varies). Promos like GoLove's limited-time −70% first-subscription offer for new users also change the first payment, so confirm what the renewal will cost.

07Do voice calls on a $19.99 AI companion plan actually feel real?

Whether a call feels real is personal, so here's what the GoLove PRO spec shows. It lists live, real-time voice calls from the phone icon in every chat, a voice playback button on each of her messages, and a voice picker in Chat Settings so you can choose how she sounds. Voice messages and calls come with PRO at about $19.99/month. We could not confirm whether calls also draw Stars, so heavy callers should check the current plans in the app. On OurDream, voice draws on the DreamCoins balance, so how much you can talk depends on its rate card.

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